LSEG RISK INTELLIGENCE

Webinar: Nacha 2026 Fraud Rules — Practical strategies for risk-based ACH monitoring

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  1. Overview
Access the on-demand webinar
  • Nacha’s new Fraud Monitoring Rules will require a tailored, risk based approach rather than a uniform standard.
  • Many organisations are still in the assessment stage and may be underestimating the scale of operational change required.
  • Fraud controls need to work across the full customer lifecycle — onboarding, change events and payments — to be effective.

Nacha will begin implementing extensive Fraud Monitoring rule changes in March 2026. This on demand session, featuring Nacha specialists and LSEG Risk Intelligence experts, outlines the steps organisations should take now to prepare.

Get  practical. Get ready.

The 2026 amendments introduce the most significant shift in ACH fraud oversight for Originators, ODFIs, RDFIs, and Third Party Senders in years. From March 2026 onwards, organisations with high origination volumes will be required to demonstrate that they can identify and address fraudulent entries using a risk based methodology. By June, the requirements expand to all remaining non consumer Originators and RDFIs.
 
But understanding the rules is only the starting point. Many teams are still evaluating their processes, vendors and data sources, even though fraud activity continues to evolve. This webinar explains what the rules mean in practice and how organisations can build monitoring that genuinely reduces risk.

The session draws on real examples from across the ACH ecosystem to show where fraud typically enters the lifecycle — whether through onboarding, a change event, or a payment instruction — and what controls should be in place at each stage.
 

What you will learn

• What the 2026 Nacha rules mean and what’s driving the changes
• How to mature from manual checks to advanced, lifecycle-based fraud strategies
• Real-world scenarios unpacked: what went wrong and how it could’ve been stopped

Key takeaways

• If you are still in the assessment phase, you are already behind — but there is still time to build a compliance plan.
• Begin aligning vendors, data sources and fraud controls now to support 2025 system upgrades.
• Continuous monitoring across onboarding, change events and payments is essential; no single control is sufficient on its own.
• Account ownership and identity verification should form the foundation of any fraud monitoring strategy.
• Partnerships with providers offering holistic, real time data can meaningfully reduce operational burden and fraud losses.

Accreditation

This programme has been approved by Nacha for 1.2 Accredited ACH Professional (AAP) credits.

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