Risk Intelligence
Account verification solutions
Efficient, streamlined account verification to safeguard payments and help prevent fraud (USA only).
Verify accounts quickly and seamlessly – and transact with confidence
Payment fraud will cost merchants an estimated US$48b in 2023, but pre-transaction account verification can help prevent fraud and mitigate losses across the customer lifecycle.
Verification is not always straightforward – it involves checking account numbers and balances, ensuring that accounts are valid, confirming transactional authority, identifying potential risk, and much more.
To help you overcome these challenges, we offer unique, dual-method account verification that empowers you to implement a dynamic verification workflow. This in turn triggers the most appropriate account verification method for your needs and, importantly, protects the customer experience.
With our integrated bank database and open banking solution, you can verify accounts, safeguard payments and reduce unauthorised returns – all in real time and via a single API:
- Verify vendor and client bank account information for both individuals and businesses
- Ensure accounts are valid and in good standing, and that the individual is authorised to act on the account
- Access network insights to flag accounts which may be at particularly high risk of fraud
Key figures
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200 millionLast year, we enabled our clients to verify account information for over 200 million transactions.
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95%We offer multi-method coverage of 95% of US deposit accounts.
Features and benefits
What account verification offers you
Secure payments, reduce fraud and transact with confidence.
Boost your efficiency with a single API solution and free up time to focus on other compliance-related tasks or revenue-generating opportunities.
Access the largest coverage of bank account data in the US – covering 95% of consumer and business bank account records.
Deliver better customer experiences by leveraging our configurable waterfall approach that optimises the payment experience and maximises conversions.
Our specialists will tailor an account verification solution to help solve your specific needs.
Request details
Email your local sales team
Call your local sales team
Americas
All countries (toll free): +1 800 427 7570
Brazil: +55 11 47009629
Argentina: +54 11 53546700
Chile: +56 2 24838932
Mexico: +52 55 80005740
Colombia: +57 1 4419404
Europe, Middle East, Africa
Europe: +442045302020
Africa: +27 11 775 3188
Middle East & North Africa: 800035704182
Asia Pacific (Sub-Regional)
Australia & Pacific Islands: +612 8066 2494
China mainland: +86 10 6627 1095
Hong Kong & Macau: +852 3077 5499
India, Bangladesh, Nepal, Maldives & Sri Lanka:
+91 22 6180 7525
Indonesia: +622150960350
Japan: +813 6743 6515
Korea: +822 3478 4303
Malaysia & Brunei: +603 7 724 0502
New Zealand: +64 9913 6203
Philippines: 180 089 094 050 (Globe) or
180 014 410 639 (PLDT)
Singapore and all non-listed ASEAN Countries:
+65 6415 5484
Taiwan: +886 2 7734 4677
Thailand & Laos: +662 844 9576